Resources and insights

Discover Expert Insights and Pro Tips on Real Estate Trends.

December 2, 2025

Gen Z Isn't Giving Up on Homeownership. They're Just Pretending They Have It Together.

Gen Z Canadians face immense financial pressure, faking stability while struggling with debt and the high cost of living, making homeownership a distant dream.

December 2, 2025

The Feds Just Blinked on Development Charges, and Homebuyers Will Pay for It

Housing Minister Gregor Robertson hedged on cutting development fees, impacting home affordability. Learn how these charges affect new home prices and the housing crisis.

December 2, 2025

Canadian Homebuilders Are Hitting the Brakes, and That Should Worry You

Canadian residential building permits dropped significantly in August, signaling developers are pulling back despite incentives, impacting housing supply and affordability.

December 2, 2025

Staycation Every Day: Savoring Okanagan’s Farm-to-Table Thanksgiving

December 2, 2025

New B.C. Bill Targets Short-Term Rental Rule-Breakers and Housing Roadblocks

BC's new housing bill targets illegal short-term rentals with public penalties and streamlines density, impacting homeowners, renters, and developers.

December 2, 2025

Breaking Down $3.25B in REIT Acquisitions Over the Last 12 Months: Residential, Retail, and Industrial

Canadian REITs made over $3.25 billion in acquisitions, signaling institutional confidence. Residential deals raise concerns about homeownership and rental market shifts.

December 2, 2025

Why More Canadian Homeowners Are Missing Mortgage Payments

Canada's mortgage delinquency rate is rising, especially in Toronto, as renewals hit homeowners with higher rates. Understand the impact on the housing market.

December 2, 2025

Do $400 Million in CAPREIT Deals Over the Past Year Add Fuel to Rental Inflation?

Are CAPREIT's massive acquisitions fueling Canada's rental crisis, driving up rents and impacting affordability. Explore ownership options with Coldwell Banker Horizon Realty.

December 2, 2025

North of Extraordinary: What Makes a House Feel Like Home in the Okanagan‍

Coldwell Banker Horizon Realty understands real estate is personal. Discover "North of Extraordinary" and why Canadian ownership matters for your Okanagan home.

December 2, 2025

Staycation Every Day: Your Festival Pass to October Wine Country Living

Experience the Okanagan Fall Wine Festival like a local! Discover TASTE Passports, harvest tours, and Apres Crush events, and find your perfect wine country home.

December 2, 2025

Canada's $3.07 Trillion Household Debt Reaches 174.9% of Disposable Income

Canada's job market is weakening, with plummeting vacancies and intense competition. This impacts homebuyers and the economy, urging earlier interest rate cuts.

December 2, 2025

Canada's Job Market Shows Deeper Weakness as 3.3 Unemployed Workers Compete for Each Position: NBF

Canada's job market is weakening, with plummeting vacancies and intense competition. This impacts homebuyers and the economy, urging earlier interest rate cuts.

December 2, 2025

Metro Vancouver Condo Market Struggles with 2,500 Unsold Units Amid Rising Costs

Metro Vancouver faces a condo surplus, with 2,500 unsold units. High costs and shifting buyer preferences impact affordability and developer stability.

December 2, 2025

Okanagan Real Estate Market Overview September 2025

Okanagan real estate surged in September 2025, with strong sales in Central and North regions. Get detailed market analysis for buyers, sellers, and investors.

December 2, 2025

The Rising Cost of Wildfires on Canadian Homeownership

Wildfires are increasing Canadian home insurance premiums, impacting affordability. Learn how rising costs in high-risk areas affect homeowners and buyers.

December 2, 2025

Fraser Institute Questions Build Canada Homes Plan

Canada's housing crisis: Fraser Institute critiques federal Build Canada Homes agency, citing past real estate inefficiencies. Understand policy impacts on home availability.

December 2, 2025

Canada's Population Growth Eases in 2025 Yet Poised for Strong Decade

Canada's population growth moderates, impacting housing demand. Statistics Canada data reveals key trends for buyers and sellers in a shifting real estate market.

December 2, 2025

Staycation Every Day: The Sweet Tradition of Okanagan Apple Cider Press Parties

Live the Okanagan lifestyle with a traditional apple cider press party. Explore heritage orchard real estate and turn your vacation into your everyday life.

December 2, 2025

Immigration Policy Changes Trigger Slowest Canadian Population Growth in Nearly 80 Years

Canada's population growth slowdown is reshaping housing. Discover how federal policy impacts Okanagan Valley real estate, rents, and home sales.

December 2, 2025

CIBC Insights: Is the Era of Condo Supremacy Over in Urban Centers?

Is the condo era ending in Toronto & Vancouver? CIBC analysis reveals a shift to purpose-built rentals. Understand impacts for urban buyers, sellers, and investors.

December 2, 2025

CIBC Reveals: What's Driving the Unprecedented Rise of Purpose-Built Rentals

Discover how purpose-built rentals are transforming Canada's housing market, driven by demand and policy. CIBC insights for renters and investors.

December 2, 2025

Beyond Tax Breaks: CIBC on the Strategic Revival of Canada's MURB Program

Explore how Canada's revived MURB program, highlighted by CIBC, could boost rental supply and reshape real estate for renters and investors. Learn about its impact on affordability.

December 2, 2025

Staycation Every Day: Living the Okanagan U-Pick Dream

Harvest your own paradise! Discover Okanagan U-pick farms in Kelowna & Summerland. Experience fresh fruit picking, sustainable farming, and the unique agritourism real estate that lets you live where you vacation.

December 2, 2025

Living with Parents: Building Wealth While Waiting for Housing Affordability

Young Canadians are leveraging living with parents to build wealth amidst a shifting housing market. Discover how delayed homeownership can lead to financial advantage.

December 2, 2025

Builders Under Pressure: Can Canadian Developers Survive the Inventory Glut?

Canadian homebuilders face crisis: plummeting starts, record unsold inventory (12,000 units), and rising costs. Will they slash prices or face insolvency?

December 2, 2025

Shortage to Surplus: Is Canada's Housing Market Headed for a Crash or Correction?

Canada's housing market shifts from shortage to surplus in 2025 with 12,000 unsold units. Learn about falling starts, rising costs, and market correction.

December 2, 2025

Kelowna's Home Price Shifts Across Neighbourhoods from 2000 to 2025

Explore Kelowna's home price evolution since 2000. Discover neighbourhood changes, market peaks, and current trends to inform your real estate decisions.

December 2, 2025

Ten-Year Rental Yield Trends vs. Mortgage Rates: What’s the Real ROI for Landlords in 2025?

Unlock real ROI! Explore Canada's 10-year rental yield trends vs. mortgage rates (2015-2025). Get city-specific data & net yield insights for landlords.

December 2, 2025

How Have Canadian Home Prices Compared to Inflation Since 2000?

Explore Canadian home prices vs. inflation since 2000 with decade analysis. Understand market trends and economic impacts on housing.

December 2, 2025

Build Canada Homes' $1 Billion Push to Address Homelessness Through Transitional Housing

Build Canada Homes allocates $1B to fight homelessness with transitional housing. Discover how this federal initiative impacts Canadian communities & real estate.

December 2, 2025

Exploring the $1.5 Billion Canada Rental Protection Fund

Canada's $1.5B Rental Protection Fund safeguards affordable housing. Learn how it preserves rentals, supports communities, and impacts the market.

December 2, 2025

Canada Launches Build Canada Homes with $13 Billion to Boost Affordable Housing

Build Canada Homes launches with $13B to tackle the housing crisis. Discover its mission, projects, and CEO Ana Bailão's plan to build affordable homes faster.

December 2, 2025

Canadian Housing Market Sees Strong August Sales Growth in 2025: CREA

Canada's home sales hit a 4-year high in August 2025 with 40,257 transactions. Discover key trends, regional price changes, and the fall market outlook.

December 2, 2025

Debating the Future of Canada's Foreign Homebuyer Restriction

Debate Canada's foreign homebuyer ban (extended to 2027). Explore its impact on housing, affordability, and economy with research-backed insights and future policy options.

December 2, 2025

Canadian Pension Funds Reduce US Real Estate Investments Amid Growing Hurdles

Canadian pension funds are reducing US real estate investments, favoring Europe and Canada due to rising costs and new risks. Learn more about this shift.

December 2, 2025

Canadian Household Net Worth Edges Higher in Q2 2025 Amid Housing Market Challenges

Canadian household net worth rose in Q2 2025, driven by financial assets despite a housing market cooldown. Get insights on real estate trends and debt.

December 2, 2025

Why CMHC’s Rental Boom Isn’t Solving Canada’s Housing Shortage

CMHC reports surging rentals, falling ownership, and financialization risks. Discover impacts on affordability and policy needs.

December 2, 2025

Canadian Housing Construction Remains Steady in Early 2025, CMHC Reports

CMHC reports flat Canadian housing starts in early 2025, with strong growth in Calgary and Edmonton offset by declines in Toronto and Vancouver. Explore regional impacts.

December 2, 2025

Bank of Canada May Trim Rates Three Times by Spring 2026, Says BMO

Bank of Canada interest rate cuts are coming! Learn how BMO Capital Markets forecasts impact Canadian real estate & your mortgage.

December 2, 2025

25% Drop in Lumber Prices Signals Shift for Canadian Housing Market

Falling lumber prices impact Canada's housing market. Discover what this means for construction costs, home affordability, and mortgage trends in 2025.

December 2, 2025

Uneven Progress in Canadian Housing Markets During Late 2025: RBC

Canada's housing markets are recovering unevenly in late 2025. Get insights on Toronto, Montreal, Vancouver, and Calgary trends, prices, and inventory.

December 2, 2025

How Canada's 7.1% Unemployment Rate Is Reshaping the Housing Market

Canada's 7.1% unemployment rate is reshaping housing markets with concrete impacts on home prices, sales, and mortgage rates. Get the latest data.

December 2, 2025

Why 9.5 Million Canadians Are Embracing Multigenerational Living in 2025

Discover why 9.5 million Canadians embrace multigenerational living in 2025. Explore financial, cultural, and housing trends shaping Canadian families.

December 2, 2025

Canadian Housing Market Faces Renewed Pressure as Buyer Interest Drops

Canadian real estate faces strain. Discover 5 key facts on vanishing bidders, rising mortgage delinquencies, and market shifts impacting lenders and homeowners.

December 2, 2025

Staycation Every Day: Oliver Grape Stomp and Wine Country Living

Experience the Oliver Grape Stomp in Okanagan Valley! Discover wine country living, local events, and real estate opportunities in Canada's Wine Capital.

December 2, 2025

Staycation Every Day: Racing the Wind on Okanagan Lake's Premier Sailing Scene

Discover Kelowna’s waterfront lifestyle with sailing, regattas, and marina living. Explore homes where lakefront racing meets community.

December 2, 2025

The 2035 Deadline, Canada's Massive 3.2 Million Home Challenge, Can We Build Enough?

Canada's housing crisis demands 3.2M new homes by 2035. Explore the record construction challenge, economic impacts, and regional insights.

December 2, 2025

Real Estate Impacted, $43.7 Billion Capital Exodus Reported in Q2 2024

Canada's Q2 2024 saw a $43.7B capital exodus. Discover its profound impact on Canadian real estate, borrowing costs, and long-term economic confidence.

November 16, 2025

Prefab Homes Could Solve Canada's Housing Crisis, But Nobody Can Get Financing

Prefabricated homes offer a faster, cheaper, greener solution to Canada's housing crisis, but financing challenges hinder their widespread adoption.

November 7, 2025

Okanagan Real Estate Market Overview October 2025‍

Okanagan real estate in October 2025 shows resilience: Central Okanagan stable with strong values, North Okanagan sales up. Both are buyer's markets.

October 31, 2025

Fixed vs. Variable Mortgages After the 2.25% Rate Cut: Which Makes Sense Now?

Fixed or variable? With the Bank of Canada holding at 2.25%, here’s how today’s rates reshape mortgage decisions for Canadian buyers and homeowners.

October 14, 2025

Why 9 in 10 Canadians Are Worried About Housing Right Now

Canadians are deeply concerned about housing affordability and security. A new survey reveals widespread anxiety about homeownership and making payments.

October 14, 2025

35 Years of Gratitude, Community, and Home

Happy Thanksgiving from Coldwell Banker Horizon Realty! Celebrating 35 years of helping clients find homes in the Okanagan, where life's extraordinary moments unfold.

October 5, 2025

BC Communities and Housing Experts Urge Province to Establish Ongoing Housing Policy Forum

BC's housing crisis deepens as new policies cause chaos. Industry leaders demand a permanent housing policy roundtable to address confusion and delays.

September 18, 2025

How Kelowna Funds Its Future: A Homeowner's Guide to Development Cost Charges

Learn about Kelowna's Development Cost Charges (DCCs). Our expert guide explains how these fees impact local housing costs, city growth, and your property.

September 13, 2025

Staycation Every Day: Forest Bathing and Local Feasts in the Okanagan‍

Discover forest bathing in Myra-Bellevue Park & savor Okanagan feasts. Live the staycation life! Explore real estate with Coldwell Banker.

September 9, 2025

Mortgage Renewals and Rate Changes: A 35-Year View from 1990 to 2025

Navigate Canada's mortgage renewals & rate changes from 1990-2025. Understand historical trends, 2025 challenges, and Okanagan impact.

September 5, 2025

Okanagan Real Estate Market Overview August 2025

Okanagan real estate market in August 2025 saw strong sales growth in Central & North regions. Get detailed stats, trends, and outlook for buyers, sellers, and investors.

August 28, 2025

Are 91% of Seniors Holding Onto Their Homes, Squeezing Supply for Younger Canadians?

91% of Canadian seniors are holding onto their homes, limiting supply and impacting younger buyers’ access to family-sized housing.

August 28, 2025

Canadian Snowbirds Selling U.S. Properties at Record Pace in 2025

Canadian snowbirds face rising costs, politics, and currency woes, driving record U.S. property sell-offs and new interest in Mexico and Europe.

August 28, 2025

Mortgage Market Shows Cautious Recovery Amid Record Debt Levels

Canadian mortgage debt grows, but recovery is slow. Understand 2025 trends, renewal impacts, and market outlook for homeowners and buyers.

August 25, 2025

How Federal Land is Being Transformed to Tackle Canada's Housing Shortage

Canada Lands Company transforms federal land into affordable, sustainable communities. Discover how this Crown corporation is tackling Canada's housing crisis.

August 24, 2025

38,930 New Homes in Focus Tracking B.C.'s Housing Targets and Their Impact

B.C. sets new housing targets: 38,930 homes across 10 cities, including 14,000 below-market rentals. See progress and local Okanagan impacts.

August 23, 2025

Staycation Every Day: Pizza & Pinot on the Naramata Bench

Experience pizza, wine, and lake views on the Naramata Bench. Discover Okanagan living where every day feels like a staycation.

August 22, 2025

British Columbia Housing Market Poised for Recovery in 2026

BC's housing market faces 2025 challenges but forecasts strong 2026 recovery. Understand key trends, inventory, and price shifts for informed real estate decisions.

August 19, 2025

Understanding Halal Mortgages in Canada: A Path to Faith-Based Homeownership

Discover halal mortgages in Canada: Shariah-compliant home financing with no interest. Learn types, benefits, and how to apply in 2025.

August 19, 2025

Canada's Housing Construction Hits Three-Year High, Propelled by Surging Rental Demand

Canada’s housing starts hit highest level since 2022, driven by rental demand and multi-unit construction. See national and regional trends.

August 18, 2025

Staycation Every Day: Boat Access Picnic at Paul's Tomb Beach

Discover Paul's Tomb Beach, a hidden Okanagan gem! Enjoy boat-access picnics, stunning lake views, and see how this lifestyle connects to Kelowna real estate.

August 17, 2025

New Federal Program Pledges $6 Billion for Home Construction

Discover Canada's new Build Canada Homes initiative. Learn how this federal entity aims to boost affordable housing & modernize construction.

August 15, 2025

Is Canada's Housing Market Cracking? The Alarming 9% Building Permit Drop You Need to See.‍

Canada's building permits dropped 9% in June 2025. Get expert insights on residential & non-residential trends, market impacts, and what it means for your next home.

August 14, 2025

Canadian Home Prices Set for Modest Dip in 2026 Amid Immigration Slowdown: RBC

RBC forecasts Canadian home prices to dip in 2026, driven by immigration shifts & high inventory. Get expert insights for BC & Ontario real estate.

August 14, 2025

3 Generations, 1 Roof: The 9.5 Million Person Trend Redefining the Canadian Home

Discover how 9.5 million Canadians are redefining home with multigenerational living. Learn what to look for & how to sell in this booming market.

August 14, 2025

CMHC Research Reveals Critical Insights Into Canada's Rental Housing Market

CMHC's new research reveals key insights into Canada's rental markets: rent control impacts, REITs' role, and eviction data. Understand supply, affordability, and future trends.

August 14, 2025

Canadian Real Estate Commission Structure Faces Historic Legal Challenge

Canada real estate sees $7.8M commission settlement prompting practice changes and board policy review. Learn key dates, opt-out info, and what it means.

August 14, 2025

Kelowna Home Values: A Guide to Your BC Assessment and True Market Worth

Confused by your BC Assessment? Learn the crucial difference between assessed value and true market value for your Kelowna home to make smarter financial decisions.

August 14, 2025

New AI-Powered Study Forecasts Major Home Price Spikes Across Canada

A new AI study forecasts major home price spikes in Canada by 2032 if housing supply doesn't improve. See the projections for Vancouver & Toronto.

August 14, 2025

Canadian Rent Drops 3.6% in July, Marking 10th Straight Month of Decline

Canada's rent fell 3.6% in July, the 10th straight monthly decline. Get expert analysis on what this market shift means for renters & investors.

August 14, 2025

Staycation Every Day: A Spirited Education in Lakeside Mixology

Discover a lakeside mixology masterclass in Kelowna. Learn how the Okanagan's spirited, farm-to-glass lifestyle can be yours every day with the right home.

Anatomy of a Standoff: The Data Behind BC's Housing Debate

BC's housing crisis explained with data. We analyze record population growth, foreign buyer taxes, Bill 44, and the battle between developers and government.

Canadian Social and Affordable Housing: A Five-Year Review of Conditions and Rents

Affordable housing in Canada: Is your investment safe? Review 5-year conditions & rents in our new analysis. Understand the crisis & CMHC report.

Okanagan Real Estate Market Overview July 2025

Get the latest Okanagan real estate market stats for July 2025. In-depth analysis of Central & North Okanagan sales, prices, and inventory trends.

Trump's 35% Tariff Tsunami to Hit Canada's Housing Market

Trump’s 35% tariff shakes Canada’s housing market, driving up costs and uncertainty amid global economic turbulence and tsunami warnings.

The Growing Influence of Imputed Rent on Canadian GDP

Canada's economy contracted. Discover how imputed rent influenced GDP. Get StatCan insights on this key economic shift & its impact.

Real Estate Market Watches as Bank of Canada Maintains 2.75% Interest Rate

Bank of Canada holds overnight rate at 2.75% amid trade uncertainty. Canadian economy shows resilience with 1.9% inflation, 6.9% unemployment in July 2025.

Mortgage Experts in Canada React to Maintained Interest Rates - July 2025

Canada's interest rates held steady! Mortgage experts react to the Bank of Canada's decision. Get insights & navigate the housing market. #mortgages #Canada

B.C. Developers Urge Easing of Foreign Investment Rules to Prevent Construction Industry Downturn

BC housing developers urge Carney and Eby to ease foreign investment restrictions, warning of construction crash and worsening housing crisis in Canada.

Canadian Return-to-Office Mandates Fuel Demand for Premium Office Space

Canadian return-to-office mandates are driving demand for premium office space. See how RTO directives impact Canada's commercial real estate market.

Experts Suggest Mindset Shift Over Bank of Canada Rate Cuts in July 2025

Navigating the Canadian housing market? Experts say a mindset shift, not rate cuts, is key for recovery. Get the insights you need now.

Understanding the Shift: Why Younger Canadian Families Are Reducing Their Mortgage Debt

Why are younger Canadian families reducing mortgage debt? Explore surprising StatCan data & financial insights on this key financial shift.

Record High Income Disparity in Canada Reported in Early 2025

Canada's income gap hits record high in 2025 as investment gains boost the wealthy while wage growth stalls for low-income households, widening the wealth divide.

Canadian Steel Tariffs: Impact on Housing Demand, Prices, and Job Losses in July 2025

Steel tariffs hurting Canadian housing? See July 2025 impact on demand, prices, and job losses. Real estate market analysis here.

Navigating Canada's Surging Building Costs: Essential Insights for Real Estate Professionals

Canada's building costs are surging. Get essential insights for real estate professionals, developers & investors to navigate the impact.

Staycation Every Day: Indigenous Storytelling Canoe Tours on Okanagan Lake

Experience Indigenous storytelling canoe tours on Okanagan Lake and discover the rich Syilx culture woven into everyday life in the Okanagan Valley.

CREA: Canadian Home Sales Expected to Drop Below 500,000 Mark for Fourth Consecutive Year

CREA forecasts Canadian home sales to drop 3% in 2025 to 469,503 units, marking fourth year below 500,000. Regional variations create buyer opportunities.

BMO: Canadian Real Estate Market Faces Prolonged Slowdown as Mortgage Rates Rise

BMO report reveals Canadian real estate slowdown continues as mortgage rates rise. Variable rates stuck at 4%+, fixed rates climbing with bond yields.

Staycation Every Day: The Farm-to-Table Foraging Week

Discover the Okanagan's farm-to-table lifestyle. A guide to foraging, U-pick berries, and finding real estate that lets you live where you vacation.

Brace for 2026: Is Your Mortgage 1 of the 60% on the Line for a Payment Hike?

The Bank of Canada warns 60% of homeowners face higher mortgage payments by 2026. Find out if you're at risk and how to prepare for your upcoming renewal.

Canada's Big Build: Why Rental Apartments Are Overtaking Condos

A huge shift in Canadian real estate: rental construction is booming while the condo market cools. Find out why and how this trend impacts renters and investors.

Understanding Canada’s Housing Affordability Crisis, Homebuyer Challenges, and Future Outlook

Explore Canada's housing affordability crisis, its roots, and pressure on homebuyers. Learn about challenges, mortgage assistance, and pathways to financial resilience. Discover the future outlook.

A Detailed Analysis of the Competition Bureau's New Enforcement in Canadian Real Estate

Stay informed on the Competition Bureau's new real estate rules. Our analysis covers property controls, rental pricing warnings, and how to ensure you remain compliant.