Resources and insights

Discover Expert Insights and Pro Tips on Real Estate Trends.

Why Canadian Retirees Are Putting Off Downsizing in 2026

Why Canadian Retirees Are Putting Off Downsizing in 2026

New ReMax data shows only 10% of Canadians plan to downsize in the next decade. Here's what's keeping retirees locked in homes they're ready to leave.

Canada's Housing Correction Spent 2025 in Two Cities. In 2026, It's Spreading.

Canada's Housing Correction Spent 2025 in Two Cities. In 2026, It's Spreading.

Canada's national home prices fell 3% in March 2026 as Halifax joined five other major markets in decline. Here's what the data shows by city and property type.

When Renting Out Your Basement Stops Making Sense

When Renting Out Your Basement Stops Making Sense

Canada’s rental market experienced a “population swing” as immigration targets were cut, leading to declining asking rents. Landlords are feeling the pinch.

Fixed Rates Just Rose. Variable Is Now Cheaper. Here Is How to Choose.

Fixed Rates Just Rose. Variable Is Now Cheaper. Here Is How to Choose.

Five-year fixed rates hit 4.04% while variable sits at 3.35%. Here is the actual math, the rate scenarios, and how to decide which is right for you right now.

Kelowna Unlocks STRs on June 1. The World Cup Starts June 13.

Kelowna Unlocks STRs on June 1. The World Cup Starts June 13.

Kelowna's STR exemption takes effect June 1. Vancouver faces a 70,000-night accommodation deficit for the FIFA World Cup. Here is what condo investors need to know about the window.

BC First-Time Buyers Are Getting $214K From Their Parents on Average. That Number Should Concern Everyone.

BC First-Time Buyers Are Getting $214K From Their Parents on Average. That Number Should Concern Everyone.

BC first-time buyers now receive an average $214,000 gifted down payment from parents. Bank of Canada data shows co-signing rose from 4% to 11% since 2004, with 74% unable to qualify alone.

The Canadian Housing Crash Is Mostly Just Ontario and BC

The Canadian Housing Crash Is Mostly Just Ontario and BC

CREA data shows most provinces posted price gains in Q1 2026. The national crash narrative is really the story of two provinces dragging the average down.

Kelowna Buyers Have Had 23 Months of Leverage. March 2026 Suggests It May Be Peaking.

Kelowna Buyers Have Had 23 Months of Leverage. March 2026 Suggests It May Be Peaking.

Kelowna housing market shows signs of shifting as March 2026 data points to tightening inventory and a move toward balanced conditions.

Canada Is Heading Into Year Six of $700K Home Prices. What Does That Actually Mean?

Canada Is Heading Into Year Six of $700K Home Prices. What Does That Actually Mean?

Canada home prices hover near $700K for six years as real values fall, revealing a quiet housing correction beneath stable headlines.

Canada's Job Market Is Splitting in Two, and the Gap Is Only Getting Wider

Canada's Job Market Is Splitting in Two, and the Gap Is Only Getting Wider

Canada’s labour market is splitting as Western cities grow jobs while Ontario struggles, revealing a widening economic divide in 2026.

Canada's Household Debt Ratio vs G7 Nations Over 20 Years

Canada's Household Debt Ratio vs G7 Nations Over 20 Years

Canada's debt-to-income ratio hit 174% in 2025, the highest in the G7. Here's how we got here and what it means for housing.

Spring 2026 Is Busiest Season for Real Estate. So Why Is Nobody Moving?

Spring 2026 Is Busiest Season for Real Estate. So Why Is Nobody Moving?

Spring is Canada's biggest real estate season. But March data from RBC and CREA shows buyers sitting out. Here is what is actually keeping the market frozen.

Canada Lost 106,134 People in 2024 and a Big Part of Its Housing Demand

Canada Lost 106,134 People in 2024 and a Big Part of Its Housing Demand

Canada lost 106,134 residents in 2024. But the buyers leaving for the US are different. Here is what the brain drain means for housing demand in BC.

The Trade Deal Nobody Is Watching Could Change Your Housing Costs

The Trade Deal Nobody Is Watching Could Change Your Housing Costs

Canada's most important trade deal is up for review in 2026. Here's how the CUSMA outcome could move construction costs, mortgage rates, and your market.

Canada Has $40 Billion for Housing and 7 Months Later Zero Homes

Canada Has $40 Billion for Housing and 7 Months Later Zero Homes

Ottawa has committed roughly $40 billion to fix housing, including Bill C-26's new $1.7B transfer. But the pipeline is still mostly authorization, not construction.

What Happened to Everyone Who Bought at the 2022 Peak

What Happened to Everyone Who Bought at the 2022 Peak

Canadian home prices peaked in March 2022 and are still 21% below that high. Here is what happened to the cohort who bought at the top: their equity, renewal math, and options now.

Renting Is Cheaper Than Owning in BC. The Numbers Prove It.

Renting Is Cheaper Than Owning in BC. The Numbers Prove It.

BC rents are down 11.8% from their 2023 peak. Ownership costs haven't fallen proportionally. We run the actual monthly math for Kelowna across 2021, 2023, and 2026.

Manitoba Cuts Grocery Taxes. Ontario Cuts Home Taxes. What Is BC Cutting?

Manitoba Cuts Grocery Taxes. Ontario Cuts Home Taxes. What Is BC Cutting?

Manitoba eliminated grocery taxes. Ontario just cut $130K from new home purchases. BC's 2026 budget raised speculation taxes and added PST to real estate services.

Two Years of Buyer's Market in Kelowna. March 2026 Is the First Real Sign of a Shift

Two Years of Buyer's Market in Kelowna. March 2026 Is the First Real Sign of a Shift

A month-by-month analysis of Central Okanagan absorption rates from January 2024 to March 2026, sourced from Association of Interior REALTORS monthly statistics reports.

Canada's Economy Grew 0.1% in January. Here's Why That Number Is Beside the Point.

Canada's Economy Grew 0.1% in January. Here's Why That Number Is Beside the Point.

Canada’s GDP rose slightly in January, but rising oil prices and global tensions are reshaping the economic outlook and housing market.

When Banks Disagree, Canada's Stagflation Housing Risk in 2026

When Banks Disagree, Canada's Stagflation Housing Risk in 2026

GDP contracted, unemployment rose to 6.7%, and oil prices are climbing. Here's what stagflation means for Canadian home prices in 2026.

BC's New Home Buyers Want Ontario's Tax Break. So Do the Developers Building for Them.

BC's New Home Buyers Want Ontario's Tax Break. So Do the Developers Building for Them.

BC buyers and developers push for tax relief as Ontario removes HST on new homes, highlighting pressure to fix stalled construction and supply.

Canada's Mortgage Renewal Wave Is Cresting. Here's What BC Homeowners Need to Know.

Canada's Mortgage Renewal Wave Is Cresting. Here's What BC Homeowners Need to Know.

Over 1 million Canadian mortgages renew in 2026, many at rates 20% higher. Here's what the CMHC and Bank of Canada data shows about BC delinquency risk, and how to navigate renewal strategically.

The $8.8 Billion Bet on Cheaper Housing: What Ottawa and Ontario's Development Charge Deal Actually Does

The $8.8 Billion Bet on Cheaper Housing: What Ottawa and Ontario's Development Charge Deal Actually Does

Ontario and federal governments commit $8.8B to cut development charges, aiming to lower new home costs and boost housing construction.

Canada's New Home Construction Is Collapsing. The Real Crisis Comes in 2028.

Canada's New Home Construction Is Collapsing. The Real Crisis Comes in 2028.

Canada’s housing construction slowdown signals a deeper supply crisis ahead, with major impacts expected by 2028 as the pipeline weakens.

TD Slashes Its 2026 Canadian Housing Forecast. Here's What It Means for BC Buyers and Sellers.

TD Slashes Its 2026 Canadian Housing Forecast. Here's What It Means for BC Buyers and Sellers.

TD downgrades 2026 housing outlook as sales and prices soften across Canada, with Ontario and BC facing the biggest declines.

Can Canada Actually Solve Its Housing Crisis by Handing the Keys to REITs?

Can Canada Actually Solve Its Housing Crisis by Handing the Keys to REITs?

Ontario removes HST on new homes for one year, offering up to $130000 in savings and aiming to revive housing construction and buyer demand.

Ontario's $130K HST Cut on New Homes: Full Rebate Breakdown

Ontario's $130K HST Cut on New Homes: Full Rebate Breakdown

Ontario eliminates 13% HST on new homes up to $1M, saving $130K max from April 2026 to 2027. All buyers qualify. See rebate tiers and projected starts.

Canada Has Been Trying to Build Its Way Out of a Housing Crisis. The Approvals System Won't Let It.

Canada Has Been Trying to Build Its Way Out of a Housing Crisis. The Approvals System Won't Let It.

Canada ranks near the bottom of the OECD for housing approvals. Slow timelines are adding years and six‑figure costs to new homes, and stalling supply.

Canada's Housing Market Was Already Struggling. Then Oil Prices Spiked.

Canada's Housing Market Was Already Struggling. Then Oil Prices Spiked.

Oil prices spiked after the Iran war, pushing bond yields and fixed mortgage rates higher just as Canada’s housing market was stalling. What it means for 2026 buyers.

BMO Says Canadian Real Estate Is in Its Biggest Correction Since the 1990s. Here's What the Data Actually Shows.

BMO Says Canadian Real Estate Is in Its Biggest Correction Since the 1990s. Here's What the Data Actually Shows.

BMO says Canada is in its biggest housing correction since the 1990s. Prices are down ~20% from the 2022 peak, more in real terms. Here’s what the data shows.

The Hidden Tax on New Homes That Young Buyers Never See Coming

The Hidden Tax on New Homes That Young Buyers Never See Coming

Development Cost Charges now make up roughly 30% of a new home’s price in Kelowna. Here’s how hidden fees are shaping supply, affordability, and buyer choices.

Inside the Okanagan Buyer Market, February 2026

Inside the Okanagan Buyer Market, February 2026

February 2026 survey data shows Okanagan buyers are mostly local, equity‑rich, and motivated by real life events, not speculation. Here’s what that means.

Rural Properties Are Being Repositioned as Wellness Retreats. Buyers Are Taking Notice.

Rural Properties Are Being Repositioned as Wellness Retreats. Buyers Are Taking Notice.

Rural acreages are being rebranded as wellness retreats and glamping properties. With demand rising, buyers are eyeing lifestyle‑income opportunities in the Okanagan.

Staycation Every Day: The Lake That Belongs to Locals

Staycation Every Day: The Lake That Belongs to Locals

Okanagan Lake in March belongs to the locals. Discover the quiet magic of Lower Mission beach access and Kalamoir Regional Park before the summer crowds arrive.

What a World in Rupture Means for Canadian Real Estate

What a World in Rupture Means for Canadian Real Estate

A “rupture” is reshaping Canadian real estate: higher rates, slower population growth, and more cautious buyers. Here’s what it means for 2026 decisions in your market.

Canada Is $1.3 Trillion in Debt. Here's What That Means for Your Portfolio

Canada Is $1.3 Trillion in Debt. Here's What That Means for Your Portfolio

Canada isn’t in crisis, but rising federal debt and deficits raise long‑term inflation risks. Here’s how gold, real estate, and smart use of TFSAs/RRSPs fit in.

Toronto Home Prices Are Down 24% From Their Peak. History Says the Hard Part Might Still Be Ahead.

Toronto Home Prices Are Down 24% From Their Peak. History Says the Hard Part Might Still Be Ahead.

GTA home prices are down 24% from the 2022 peak. With similarities to the 1990s crash, history suggests a long road to recovery. Here is what buyers and sellers need to know.

Canada Builds Too Slowly. The Approvals System Is a Big Reason Why.

Canada Builds Too Slowly. The Approvals System Is a Big Reason Why.

Canada’s biggest housing barrier isn’t land or demand, it’s an approval system among the slowest in the OECD. Until that changes, supply will lag no matter the policy.

B.C.'s Construction and Real Estate Sectors Are Shedding Jobs. Here's the Full Picture.

B.C.'s Construction and Real Estate Sectors Are Shedding Jobs. Here's the Full Picture.

B.C. is losing construction and real estate jobs even as it says it needs more homes. Starts are slowing, sales are weak, and Budget 2026 pulled support just as risk rises.

Canada's Housing Starts Ticked Up in February. Don't Read Too Much Into It.

Canada's Housing Starts Ticked Up in February. Don't Read Too Much Into It.

Canada’s housing starts ticked up in February, but the six‑month trend is flat and CMHC expects building to slow. Supply pressures aren’t going away anytime soon.

The $50,000 GST Rebate Is Now Law. Here's How to Actually Claim It.

The $50,000 GST Rebate Is Now Law. Here's How to Actually Claim It.

Bill C-4 is now law! First-time buyers who signed for a new home on or after March 20, 2025, can now claim a federal GST rebate of up to $50,000. Here is how.

Canadian Rents Just Hit a 33-Month Low. Here's What That Actually Means for Renters.

Canadian Rents Just Hit a 33-Month Low. Here's What That Actually Means for Renters.

Canadian rents have fallen for 17 straight months to a 33‑month low. Vacancy is up, incentives are back, and renters finally have leverage, but this window won’t last forever.

How Much You Needed for a Down Payment, 1980 vs 2026

How Much You Needed for a Down Payment, 1980 vs 2026

In 1984, a 20% down payment was $15,200. In 2026, it’s $140,000. Explore how Canada’s down payment rules and affordability have shifted over the last four decades.

Canada's Immigration Policy Shifts and What They Did to Housing Demand (1990–2026)

Canada's Immigration Policy Shifts and What They Did to Housing Demand (1990–2026)

Canada’s housing crisis was decades in the making, built on immigration policy that outpaced housing supply. As population growth slows, the market faces a demand reset.

Canadian Housing Affordability Has Improved for 8 Straight Quarters. You Probably Still Can't Afford It.

Canadian Housing Affordability Has Improved for 8 Straight Quarters. You Probably Still Can't Afford It.

Canadian housing affordability has improved for a record 8 straight quarters. Yet, a typical mortgage still costs 51% of median income. Is the gap finally closing?

Canadian Rents Just Hit a 31-Month Low. Here Is What Changed and What Comes Next.

Canadian Rents Just Hit a 31-Month Low. Here Is What Changed and What Comes Next.

Canadian rents are falling for the 16th month in a row. Vacancy is rising, incentives are back, and renters finally have leverage. Here’s what’s driving the shift.

The Condo Crash That Did Not Happen, and What Is Actually Coming

The Condo Crash That Did Not Happen, and What Is Actually Coming

Toronto and Vancouver condos didn’t crash, they’re grinding through a slow correction. Prices are down, investors are bleeding cash, but forced selling never came.

The $50,000 GST Rebate for First-Time Buyers Just Cleared the Senate

The $50,000 GST Rebate for First-Time Buyers Just Cleared the Senate

Bill C-4 is nearing Royal Assent, offering first-time buyers a GST rebate of up to $50,000 on new homes. Learn the eligibility rules and how much you could save.

Canada Cut Immigration to 380,000 in 2026. Here's What That Means for Housing.

Canada Cut Immigration to 380,000 in 2026. Here's What That Means for Housing.

Canada’s 2026 immigration cuts are easing rental pressure but without a true building boom, they delay rather than solve the country’s long‑running housing shortage.

2026 Might Be the Best Affordability Window in a Decade for First Time Buyers

2026 Might Be the Best Affordability Window in a Decade for First Time Buyers

2026 offers first‑time buyers the best affordability since 2016. With lower rates, 30‑year amortizations, and softened prices, this may be your window to buy.

Should You Sell First or Buy First? The Move-Up Dilemma in Today's Market

Should You Sell First or Buy First? The Move-Up Dilemma in Today's Market

Moving up the property ladder in 2026? Learn the pros and cons of selling vs. buying first in a cooling market, and how bridge financing can bridge the gap.

Canada’s Private Real Estate Funds Face a $30 Billion Lock Up

Canada’s Private Real Estate Funds Face a $30 Billion Lock Up

$30B in Canadian private real estate funds is currently locked. Avenue Living’s recent redemption freeze highlights the liquidity trap facing private investors.

Canada's Industrial Real Estate Markets Are Splitting in Two

Canada's Industrial Real Estate Markets Are Splitting in Two

Canada’s industrial real estate is normalizing in 2026. While GTA rents soften, Calgary leads with record growth and tight vacancy despite trade and tariff headwinds.

The Escape Route Closed. Remote Work Didn't Solve Canada's Housing Crisis, It Spread It.

The Escape Route Closed. Remote Work Didn't Solve Canada's Housing Crisis, It Spread It.

CMHC data shows the remote work "escape route" has closed. The housing crisis wasn't solved by moving, it was redistributed to cities like Kelowna and Halifax.

Canada Has the Worst Housing Decline in the Developed World. What Does That Mean for You?

Canada Has the Worst Housing Decline in the Developed World. What Does That Mean for You?

BIS data reveals Canada led the world in real home price declines in 2025, tied with China. Discover what this global ranking means for the Okanagan market in 2026.

How Canada's Housing Crisis Is Quietly Destroying the Middle Class‍

How Canada's Housing Crisis Is Quietly Destroying the Middle Class‍

Canada’s housing crisis isn't just about high prices, it’s hollowing out the economy, killing innovation, and replacing merit with inheritance. Here is why it matters.

Why Canada's Housing Market Numbers Don't Tell the Whole Story

Why Canada's Housing Market Numbers Don't Tell the Whole Story

CIBC warns Canada’s housing market is "stuck": homes are too expensive to buy, yet not expensive enough to build, hiding a massive looming drop in construction.

Rental Housing Quietly Becomes Canada's Most Reliable Real Estate Play in 2026

Rental Housing Quietly Becomes Canada's Most Reliable Real Estate Play in 2026

Institutional investors are doubling down on purpose-built rentals in 2026, as TELUS, CAPREIT and others bet that steady, long-term rental demand is the safest play.

Staycation Every Day: Nordic Nights at SilverStar

Staycation Every Day: Nordic Nights at SilverStar

Experience the magic of night Nordic skiing at SilverStar. Discover why owning a mountain home in the Okanagan is about spontaneous access, not just investment.

Nova Scotia's 2% Down Payment Program: Predatory Timing or Helping Hand?

Nova Scotia's 2% Down Payment Program: Predatory Timing or Helping Hand?

Nova Scotia’s new 2% down payment pilot offers easy entry for first-time buyers, but "golden handcuffs" and a cooling market could leave many underwater.

Vancouver's Housing Market Is Having Its Reckoning

Vancouver's Housing Market Is Having Its Reckoning

Vancouver’s housing market is now deep in buyer’s territory, with 11–15 months of inventory, weak demand, and prices still out of sync with local incomes.

Build Canada Homes Gets New Powers: What It Means for Housing in Canada

Build Canada Homes Gets New Powers: What It Means for Housing in Canada

Ottawa is turning Build Canada Homes into a powerful Crown corporation with land, financing, and development powers—but with few benchmarks, success is far from guaranteed.

Canadian Housing Market Faces Persistent Downturn as Supply Overwhelms Demand

Canadian Housing Market Faces Persistent Downturn as Supply Overwhelms Demand

Canada’s housing market reset continues in 2026: Toronto prices dip below $1M, Vancouver sales plummet, and rising inventory keeps leverage firmly with buyers.

Back to Pandemic Levels? What the Housing Headlines Aren't Telling You

Back to Pandemic Levels? What the Housing Headlines Aren't Telling You

Headlines say home prices are “back to pandemic levels,” but most markets have only retreated to 2021—still far above 2020, with higher rates keeping affordability tight.

Toronto's Condo Market Just Exposed How the Whole Thing Works

Toronto's Condo Market Just Exposed How the Whole Thing Works

The Bank of Canada just mapped out how Toronto’s condo boom ran on speculation, not shelter—exposing a Ponzi-style model now breaking under its own weight.

Canadian Commercial Real Estate Set for Major Rebound in 2026‍

Canadian Commercial Real Estate Set for Major Rebound in 2026‍

Canadian commercial real estate is set for an $56B rebound in 2026 as office demand stabilizes, industrial hinges on CUSMA, and retail retools post–Hudson’s Bay.

When Asking Developers How to Fix Housing Goes Exactly How You'd Expect

When Asking Developers How to Fix Housing Goes Exactly How You'd Expect

A new Senate report on housing leans heavily on developer-friendly advice, but critics warn supply-side tax cuts alone won’t fix Canada’s affordability crisis.

What a 30-Year-Old Book Got Right (and Very Wrong) About Canada's Future

What a 30-Year-Old Book Got Right (and Very Wrong) About Canada's Future

Thirty years after "Boom, Bust & Echo," we revisit its predictions on health care, immigration, and the housing crash that never happened in the Canadian market.

Why Canadian Homebuilding Looks Different Depending on Where You Live‍

Why Canadian Homebuilding Looks Different Depending on Where You Live‍

Canada’s housing starts look strong, but regional trends vary sharply, Alberta booms, Ontario lags, and rental construction dominates as ownership building stalls.

The Bank of Canada Just Gave Homebuyers a Green Light

The Bank of Canada Just Gave Homebuyers a Green Light

With the Bank of Canada holding at 2.25%, buyers gain rare stability: lower payments than 2023’s peak, less competition, and time to make smart moves in the Okanagan.

The Missing Middle Initiative Just Released a Plan to Fix Canadian Housing

The Missing Middle Initiative Just Released a Plan to Fix Canadian Housing

Canada’s Missing Middle report shows young buyers being squeezed out as ownership falls, supply lags population, and investors outbid families for scarce homes.

Trump's Latest Tariff Threat Could Derail Canada's Housing Recovery

Trump's Latest Tariff Threat Could Derail Canada's Housing Recovery

Trump’s tariff threats are shaking Canada’s housing market again, driving buyer hesitation, higher construction costs, and renewed uncertainty heading into 2026.

Staycation Every Day: Taste Around Kelowna Transforms Winter into a Culinary Adventure

Staycation Every Day: Taste Around Kelowna Transforms Winter into a Culinary Adventure

Taste Around Kelowna turns winter into a culinary festival, with 50+ restaurants serving prix fixe menus steps from downtown condos like One Water Street.

The CRA Is Watching: 10 Real Estate Issues That Could Trigger an Audit

The CRA Is Watching: 10 Real Estate Issues That Could Trigger an Audit

CRA real estate audits hit record levels with $849M collected in 2024-25; understand the 10 areas they're targeting to stay compliant on your property transactions.

Inside Canada's Illegal Basement Apartment Market

Inside Canada's Illegal Basement Apartment Market

Illegal basement suites house tens of thousands across Canada, filling a housing gap but posing major safety, legal, and economic risks for both tenants and homeowners.

When Overpaying Costs You Decades The Hidden Price of Winning a Bidding War

When Overpaying Costs You Decades The Hidden Price of Winning a Bidding War

Bidding war overbids from 2020-2022 cost buyers hundreds of thousands in interest, lost equity, and opportunity costs as markets corrected sharply.

Canadian Home Prices Drop Across All Property Types for First Time Since 2023

Canadian Home Prices Drop Across All Property Types for First Time Since 2023

By late 2025, every Canadian housing type was in year‑over‑year decline, masking sharp regional divides as condos slump in big cities and mid‑tier markets stay hot.

Why Canada Keeps Betting on Houses Instead of Everything Else

Why Canada Keeps Betting on Houses Instead of Everything Else

Ottawa is shifting from promoting homeownership to building large-scale non‑market housing, a move that could reshape supply, prices, and investor behaviour in Canada.

Canadian Home Prices Haven't Actually Gone Up in Nine Years: BMO

Canadian Home Prices Haven't Actually Gone Up in Nine Years: BMO

In real terms, Canadian home prices are back to 2016 levels, but high rates, weak sales, and cautious younger buyers are reshaping the housing market.

Should Canada Ban Institutional Investors From Buying Homes?

Should Canada Ban Institutional Investors From Buying Homes?

Trump’s plan to ban corporate homebuyers reignites debate in Canada, where institutional ownership affects rentals more than single‑family homes.

Your Mortgage Is Renewing in 2026? Here's What Actually Matters

Your Mortgage Is Renewing in 2026? Here's What Actually Matters

Mortgage renewals in 2026 bring payment shock, but B.C.’s housing slowdown is a correction, not a crash, as sales fall and prices stabilize.

Commercial Real Estate Finds Its Footing After Years of Repricing

Commercial Real Estate Finds Its Footing After Years of Repricing

Canadian commercial real estate is recalibrating for 2026: capital returns selectively, refinancing pressure builds, and fundamentals drive pricing across sectors.

Staycation Every Day: Winter Magic on Horseback in the Okanagan

Staycation Every Day: Winter Magic on Horseback in the Okanagan

Experience winter magic in the North Okanagan with horse-drawn sleigh rides near Armstrong and Vernon, plus farm-to-table dining and equestrian living.

Canada's Real Estate Split: Offices Bounce Back While Condos Struggle

Canada's Real Estate Split: Offices Bounce Back While Condos Struggle

Canadian real estate is split: office vacancies are falling as workers return, while condo markets slump under weak rental demand and rising inventory.

Canada's Trade Numbers Just Made the Bank of Canada's Job Harder

Canada's Trade Numbers Just Made the Bank of Canada's Job Harder

Canada's unexpected trade deficit in October, driven by rising imports and lagging exports, complicates the Bank of Canada's rate decisions and signals economic vulnerability.

Canada's Hidden Housing Markets: Where Prices Actually Remained Affordable (and Why)

Canada's Hidden Housing Markets: Where Prices Actually Remained Affordable (and Why)

Discover Canada's hidden affordable housing markets where home prices remain under 5x median income, offering lessons for the national affordability crisis.

The Housing Market Wasn't Built for Single People

The Housing Market Wasn't Built for Single People

Canada's housing system fails singles. With a median income of $45k, single Canadians face unaffordable rents and mortgages, forcing adaptations like co-buying.

The Airbnb Effect: How Short-Term Rentals Quietly Reshaped Canadian Housing Supply (2008-2025)

The Airbnb Effect: How Short-Term Rentals Quietly Reshaped Canadian Housing Supply (2008-2025)

Short-term rentals transformed Canadian housing, converting thousands of units into de facto hotel rooms, impacting affordability and prompting varied city regulations.

Canadian Household Debt: The 40-Year Journey to One of the World's Highest Ratios (1980-2025)

Canadian Household Debt: The 40-Year Journey to One of the World's Highest Ratios (1980-2025)

Explore how Canada's household debt-to-income ratio soared from 66% in 1980 to over 170% today, driven by low rates, housing booms, and financial deregulation.

The Office Comeback Nobody Expected Is Happening Right Now

The Office Comeback Nobody Expected Is Happening Right Now

Canada's commercial office market rebounds as vacancy rates drop, driven by employment growth, flight to quality, and a tight supply pipeline.

Canada's Economy Shrank in October. Here's What It Means for Real Estate

Canada's Economy Shrank in October. Here's What It Means for Real Estate

Canada's 0.3% GDP contraction in October, driven by manufacturing and tariffs, signals economic adjustment, not crisis, with implications for real estate.

Canada's Household Wealth Just Hit $17.9 Trillion. Here's Who Actually Has It

Canada's Household Wealth Just Hit $17.9 Trillion. Here's Who Actually Has It

Canada's rising household net worth masks a growing wealth gap, with financial gains concentrated among the wealthiest, while real estate's role in wealth building shifts.

The Hidden Connection Between Housing Prices and Your Neighbor's Failed Business

The Hidden Connection Between Housing Prices and Your Neighbor's Failed Business

Homeownership's link to small business funding is explored, revealing how land value and capital allocation impact economic growth and entrepreneurship in Canada.

When Falling Home Values Trap Homeowners at Renewal Time

When Falling Home Values Trap Homeowners at Renewal Time

Canadian home prices fell 20% from their 2022 peak, impacting mortgage renewals and equity, especially for recent buyers with high loan-to-value ratios.

Gen Z and Millennials Are Rewriting the Rules of Homeownership

Gen Z and Millennials Are Rewriting the Rules of Homeownership

Gen Z and Millennials are reshaping Canadian real estate with co-buying, house hacking, and a focus on sustainability and digital-first experiences.

Canada's Rental Market Just Flipped After Years of Tight Supply

Canada's Rental Market Just Flipped After Years of Tight Supply

Canada's rental market shifts as vacancy rates rise to 3.1% nationally, with Kelowna hitting 6.4%, due to surging supply and cooling demand.

Temporary Residents Aren't Buying Homes, StatCan Data Shows

Temporary Residents Aren't Buying Homes, StatCan Data Shows

Temporary residents aren't buying homes but significantly impact Canada's rental market, construction labor, and investor behavior, challenging housing crisis assumptions.

TD Economics: Canada Faces Another Weak Year as CUSMA Review Looms

TD Economics: Canada Faces Another Weak Year as CUSMA Review Looms

TD Economics forecasts Canada's economy in a holding pattern with 0.6% growth in 2025, stable interest rates, and CUSMA review uncertainty.

Canadian Household Debt Looks a Lot Like America's Did in 2007

Canadian Household Debt Looks a Lot Like America's Did in 2007

Canadian household debt-to-income ratio, at 173.1% in Q3 2024, mirrors US pre-2008 peak, raising questions about housing market vulnerability.