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Staycation Every Day: Snowshoeing Through History at Myra Canyon
Development Charges Are Adding Up to 16% to New Home Prices: CMHC
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December 5, 2025
Development Charges Are Adding Up to 16% to New Home Prices: CMHC
CMHC data reveals development charges add up to $180,600 to new home prices in Canada, significantly impacting affordability and what gets built.
December 4, 2025
Ottawa Cuts Housing Budget in Half While Promising to Double Construction
PBO reports federal housing spending cuts of 56% and projects Build Canada Homes will deliver only 2.1% of its housing construction goal.
December 2, 2025
Why Canadian Pension Funds Should Invest More at Home
Canada's $4.5 trillion pension funds invest heavily abroad, neglecting domestic infrastructure and real estate, despite potential for massive economic growth at home.
December 2, 2025
Western Canada's Rental Construction Boom Faces A Crossroads As Federal Programs Shift
Purpose-built rental construction drives Western Canada's housing, but CMHC changes and immigration shifts create uncertainty for 2026.
December 2, 2025
Why Falling Transit Ridership Might Signal Something Bigger Than Just Remote Work
Declining transit ridership in Canada, despite population growth, signals deeper shifts in real estate, impacting property values and urban development.
December 2, 2025
Canada's Price-to-Income Ratio Since 1981: How Many Years of Income Does a Home Cost Now vs Then?
Canada's price-to-income ratio for housing has tripled since 1980, making homeownership a mathematical challenge for many Canadians today.
December 2, 2025
Canada's GDP Rose 2.6% in Q3, But Don't Be Fooled by the Headline Number
Canada's Q3 GDP grew 2.6% due to government spending and trade, but household consumption and business investment declined, signaling domestic weakness.
December 2, 2025
Build Canada Homes Launches Proposal Portal Seeking Shovel-Ready Projects and Innovative Construction
Build Canada Homes launches a proposal portal for housing projects, focusing on transitional and shovel-ready initiatives to tackle Canada's housing crisis.
December 2, 2025
40-Year Mortgages Would Cost Canadians 75% More in Interest, Says Parliamentary Budget Officer
Canadian Parliament considers 40-year mortgages for affordability, but PBO warns of 75% higher interest costs and long-term economic instability.
December 2, 2025
Canadian Mortgage Arrears Hit a Four-Year High as Total Mortgages Contract for the First Time Since 1995
Canada's mortgage arrears hit 0.24% in August 2025, coupled with an unprecedented contraction in mortgage volumes, signaling market liquidity risks.
December 2, 2025
The Real Estate Diamond Framework: A Smarter Way to Analyze Property Investments
Harvard's Real Estate Diamond Framework offers a comprehensive approach to property investment, analyzing product, people, environment, and capital markets.
December 2, 2025
Canadian Mortgage Delinquencies Drop Nationally, But Regional Gaps Tell a Different Story
Canada's mortgage delinquency rate fell to 0.22% in Q2 2025, but Ontario and BC, especially Toronto, see rising delinquencies amid renewal wave.
December 2, 2025
Global Investors Are Betting on Canadian Real Estate in 2026, Despite Economic Uncertainty
Global capital is returning to Canadian real estate in 2026, drawn by stability, strong demographics, and persistent supply constraints, according to Colliers.
December 2, 2025
Housing Starts Dropped 17% in October, and Canada Is Now Building Half What It Needs
Canada's housing starts fell 17% in October to 232,765 units, far below affordability targets, with sharp declines in Toronto and Vancouver.
December 2, 2025
Is Canada's Housing Market Recovery Real, Or Are We Calling the Turn Too Soon?
Canada's housing market saw its sixth monthly gain in October, hinting at recovery, but structural factors and global uncertainties cloud 2026 outlook.
December 2, 2025
The Federal Budget Says Home Sales Are Rising. New Home Builders Say That's Completely Wrong.
Canada's new home sales have collapsed, with GTA down 80% from 10-year average, despite federal budget claims of rising home sales.
December 2, 2025
The $1 Trillion Wealth Transfer Isn't Fixing Inequality. It's Making It Worse.
Canada's $1 trillion intergenerational wealth transfer is reshaping real estate, concentrating wealth and impacting homeownership for Gen X and Millennials.
December 2, 2025
Canadian Insolvencies Hit a 15-Year High in 2024, and 2025 Is Looking Worse
Canadian consumer insolvencies hit a 15-year high in 2024, surpassing Great Recession levels despite low unemployment, driven by affordability crisis.
December 2, 2025
Canada's House-Price Growth vs Wage Growth: A Historical Look (1981-2025)
Canadian housing affordability has dramatically shifted since 1981, with home prices outpacing wage growth, influenced by interest rates and population.
December 2, 2025
Federal Budget 2025's Housing Initiatives and CREA's Critique
Canada's Budget 2025 offers GST rebates for first-time homebuyers and infrastructure funds, but CREA warns it lacks "missing middle" housing support.
December 2, 2025
Canada's Rental Market Just Hit a Five-Year High for Vacancy, and Landlords Are Offering Concessions
Canada’s rental market is cooling. Vacancy hit 4.3% in Q3 2025, rent growth slowed, and landlords are adjusting as supply and demand rebalance.
December 2, 2025
Building Affordable Homes and Fixing Infrastructure Aren't Separate Problems. They're the Same Problem.
Ontario’s housing crisis isn’t just about homes—it’s about infrastructure, affordability, and fixing the “missing middle” that once made communities liveable.
December 2, 2025
Staycation Every Day: The Thrill of Hunting Wild Fire Morels in the Okanagan
Discover the Okanagan’s fire morels, wild mushrooms that thrive after wildfires, turning burned forests into springtime foraging treasure hunts.
December 2, 2025
Bank of Canada Cuts Rate to 2.25%, and Real Estate Leaders Expect a Boost
Bank of Canada cuts rates to 2.25%. What it means for mortgages, buyers, sellers, and Canada’s real estate market in a time of economic uncertainty.
December 2, 2025
Canadian Home Values Rose 460% in 30 Years. Here's What That Means for Wealth Building.
Canadian homeownership remains the top wealth builder, with 30-year gains of 377-460% in major markets despite affordability challenges and supply shortages.
December 2, 2025
Bank of Canada Rate Cut Expected October 29: What It Means for Your Mortgage
Bank of Canada is expected to cut interest rates by 0.25% on Oct 29 due to weak retail sales and business sentiment, impacting mortgages and housing.
December 2, 2025
Every Canadian Home Sale Creates $97,500 in Economic Activity You Never See
Canadian home resales generate $46.8 billion in economic activity and 231,500 jobs annually, far beyond transaction values, impacting various sectors.
December 2, 2025
RBC's Canadian Real Estate Forecast: Recovery Ahead, But Expect Bumps
RBC predicts a gradual Canadian real estate recovery, but warns of uneven gains. Toronto and Vancouver face continued price declines while other regions diverge.
December 2, 2025
74% of British Columbians Support the Foreign Real Estate Purchase Ban
British Columbians overwhelmingly support the foreign ownership ban and aggressive housing policies, with growing optimism for provincial action on affordability.
December 2, 2025
Why New Build Homes Make Sense Right Now, According to RBC
New construction homes offer flexible down payment schedules, personalization, and warranties, making them a viable option for first-time Canadian homebuyers.
December 2, 2025
Your Pre-Construction Condo Might Be Worth Less Than What You Paid, But Your Mortgage Isn't!
Canadian lenders use "blanket appraisals" for pre-construction condos, valuing them at contract price, not market value, leaving buyers with little equity and high risk.
December 2, 2025
Canadian Inflation Just Jumped to 2.4%, and the Bank of Canada Has a Problem
Canadian inflation hit 2.4% in September, complicating the Bank of Canada's rate decision. Gas, groceries, and rent drove the surge, impacting mortgage holders.
December 2, 2025
Toronto Home Prices Dropped $9,400 in September, and Vancouver Fell $8,300
Toronto and Vancouver saw price drops in September, improving affordability for buyers. Most Canadian cities followed suit, driven by falling prices, not rates.
December 2, 2025
Mortgages Now Make Up a Record 74.5% of Canadian Household Debt
Canadian mortgage debt hits a record 74.5% of household debt, creating significant economic risk. Learn why this concentration matters for homeowners and the economy.
December 2, 2025
Who's Actually Buying $750K Homes in Canada Right Now?
Who's buying $750K-$850K homes in Canada? Not first-timers. Equity upgraders, high-income couples, and family support are driving sales in a changed market.
December 2, 2025
Why Canada's Housing Crisis Needs Bigger Players
Canada's fragmented housing sector, with tiny builders and dependent non-profits, hinders affordability and supply. CMHC urges scale and consolidation for real impact.
December 2, 2025
What's Really Happening in Canada's Housing Market Right Now
Canada's housing market is a complex mix: some regions see gains, others corrections. Affordability remains a challenge, but the rental market is finally easing.
December 2, 2025
Gen Z Isn't Giving Up on Homeownership. They're Just Pretending They Have It Together.
Gen Z Canadians face immense financial pressure, faking stability while struggling with debt and the high cost of living, making homeownership a distant dream.
December 2, 2025
The Feds Just Blinked on Development Charges, and Homebuyers Will Pay for It
Housing Minister Gregor Robertson hedged on cutting development fees, impacting home affordability. Learn how these charges affect new home prices and the housing crisis.
December 2, 2025
Canadian Homebuilders Are Hitting the Brakes, and That Should Worry You
Canadian residential building permits dropped significantly in August, signaling developers are pulling back despite incentives, impacting housing supply and affordability.
December 2, 2025
New B.C. Bill Targets Short-Term Rental Rule-Breakers and Housing Roadblocks
BC's new housing bill targets illegal short-term rentals with public penalties and streamlines density, impacting homeowners, renters, and developers.
December 2, 2025
Breaking Down $3.25B in REIT Acquisitions Over the Last 12 Months: Residential, Retail, and Industrial
Canadian REITs made over $3.25 billion in acquisitions, signaling institutional confidence. Residential deals raise concerns about homeownership and rental market shifts.
December 2, 2025
Why More Canadian Homeowners Are Missing Mortgage Payments
Canada's mortgage delinquency rate is rising, especially in Toronto, as renewals hit homeowners with higher rates. Understand the impact on the housing market.
December 2, 2025
Do $400 Million in CAPREIT Deals Over the Past Year Add Fuel to Rental Inflation?
Are CAPREIT's massive acquisitions fueling Canada's rental crisis, driving up rents and impacting affordability. Explore ownership options with Coldwell Banker Horizon Realty.
December 2, 2025
Canada's $3.07 Trillion Household Debt Reaches 174.9% of Disposable Income
Canada's job market is weakening, with plummeting vacancies and intense competition. This impacts homebuyers and the economy, urging earlier interest rate cuts.
December 2, 2025
Canada's Job Market Shows Deeper Weakness as 3.3 Unemployed Workers Compete for Each Position: NBF
Canada's job market is weakening, with plummeting vacancies and intense competition. This impacts homebuyers and the economy, urging earlier interest rate cuts.
December 2, 2025
Metro Vancouver Condo Market Struggles with 2,500 Unsold Units Amid Rising Costs
Metro Vancouver faces a condo surplus, with 2,500 unsold units. High costs and shifting buyer preferences impact affordability and developer stability.
December 2, 2025
The Rising Cost of Wildfires on Canadian Homeownership
Wildfires are increasing Canadian home insurance premiums, impacting affordability. Learn how rising costs in high-risk areas affect homeowners and buyers.
December 2, 2025
Fraser Institute Questions Build Canada Homes Plan
Canada's housing crisis: Fraser Institute critiques federal Build Canada Homes agency, citing past real estate inefficiencies. Understand policy impacts on home availability.
December 2, 2025
Canada's Population Growth Eases in 2025 Yet Poised for Strong Decade
Canada's population growth moderates, impacting housing demand. Statistics Canada data reveals key trends for buyers and sellers in a shifting real estate market.
December 2, 2025
Immigration Policy Changes Trigger Slowest Canadian Population Growth in Nearly 80 Years
Canada's population growth slowdown is reshaping housing. Discover how federal policy impacts Okanagan Valley real estate, rents, and home sales.
December 2, 2025
CIBC Insights: Is the Era of Condo Supremacy Over in Urban Centers?
Is the condo era ending in Toronto & Vancouver? CIBC analysis reveals a shift to purpose-built rentals. Understand impacts for urban buyers, sellers, and investors.
December 2, 2025
CIBC Reveals: What's Driving the Unprecedented Rise of Purpose-Built Rentals
Discover how purpose-built rentals are transforming Canada's housing market, driven by demand and policy. CIBC insights for renters and investors.
December 2, 2025
Beyond Tax Breaks: CIBC on the Strategic Revival of Canada's MURB Program
Explore how Canada's revived MURB program, highlighted by CIBC, could boost rental supply and reshape real estate for renters and investors. Learn about its impact on affordability.
December 2, 2025
Living with Parents: Building Wealth While Waiting for Housing Affordability
Young Canadians are leveraging living with parents to build wealth amidst a shifting housing market. Discover how delayed homeownership can lead to financial advantage.
December 2, 2025
Builders Under Pressure: Can Canadian Developers Survive the Inventory Glut?
Canadian homebuilders face crisis: plummeting starts, record unsold inventory (12,000 units), and rising costs. Will they slash prices or face insolvency?
December 2, 2025
Shortage to Surplus: Is Canada's Housing Market Headed for a Crash or Correction?
Canada's housing market shifts from shortage to surplus in 2025 with 12,000 unsold units. Learn about falling starts, rising costs, and market correction.
December 2, 2025
Ten-Year Rental Yield Trends vs. Mortgage Rates: What’s the Real ROI for Landlords in 2025?
Unlock real ROI! Explore Canada's 10-year rental yield trends vs. mortgage rates (2015-2025). Get city-specific data & net yield insights for landlords.
December 2, 2025
How Have Canadian Home Prices Compared to Inflation Since 2000?
Explore Canadian home prices vs. inflation since 2000 with decade analysis. Understand market trends and economic impacts on housing.
December 2, 2025
Build Canada Homes' $1 Billion Push to Address Homelessness Through Transitional Housing
Build Canada Homes allocates $1B to fight homelessness with transitional housing. Discover how this federal initiative impacts Canadian communities & real estate.
December 2, 2025
Exploring the $1.5 Billion Canada Rental Protection Fund
Canada's $1.5B Rental Protection Fund safeguards affordable housing. Learn how it preserves rentals, supports communities, and impacts the market.
December 2, 2025
Canada Launches Build Canada Homes with $13 Billion to Boost Affordable Housing
Build Canada Homes launches with $13B to tackle the housing crisis. Discover its mission, projects, and CEO Ana Bailão's plan to build affordable homes faster.
December 2, 2025
Canadian Housing Market Sees Strong August Sales Growth in 2025: CREA
Canada's home sales hit a 4-year high in August 2025 with 40,257 transactions. Discover key trends, regional price changes, and the fall market outlook.
December 2, 2025
Debating the Future of Canada's Foreign Homebuyer Restriction
Debate Canada's foreign homebuyer ban (extended to 2027). Explore its impact on housing, affordability, and economy with research-backed insights and future policy options.
December 2, 2025
Canadian Pension Funds Reduce US Real Estate Investments Amid Growing Hurdles
Canadian pension funds are reducing US real estate investments, favoring Europe and Canada due to rising costs and new risks. Learn more about this shift.
December 2, 2025
Canadian Household Net Worth Edges Higher in Q2 2025 Amid Housing Market Challenges
Canadian household net worth rose in Q2 2025, driven by financial assets despite a housing market cooldown. Get insights on real estate trends and debt.
December 2, 2025
Why CMHC’s Rental Boom Isn’t Solving Canada’s Housing Shortage
CMHC reports surging rentals, falling ownership, and financialization risks. Discover impacts on affordability and policy needs.
December 2, 2025
Canadian Housing Construction Remains Steady in Early 2025, CMHC Reports
CMHC reports flat Canadian housing starts in early 2025, with strong growth in Calgary and Edmonton offset by declines in Toronto and Vancouver. Explore regional impacts.
December 2, 2025
Bank of Canada May Trim Rates Three Times by Spring 2026, Says BMO
Bank of Canada interest rate cuts are coming! Learn how BMO Capital Markets forecasts impact Canadian real estate & your mortgage.
December 2, 2025
25% Drop in Lumber Prices Signals Shift for Canadian Housing Market
Falling lumber prices impact Canada's housing market. Discover what this means for construction costs, home affordability, and mortgage trends in 2025.
December 2, 2025
Uneven Progress in Canadian Housing Markets During Late 2025: RBC
Canada's housing markets are recovering unevenly in late 2025. Get insights on Toronto, Montreal, Vancouver, and Calgary trends, prices, and inventory.
December 2, 2025
How Canada's 7.1% Unemployment Rate Is Reshaping the Housing Market
Canada's 7.1% unemployment rate is reshaping housing markets with concrete impacts on home prices, sales, and mortgage rates. Get the latest data.
December 2, 2025
Why 9.5 Million Canadians Are Embracing Multigenerational Living in 2025
Discover why 9.5 million Canadians embrace multigenerational living in 2025. Explore financial, cultural, and housing trends shaping Canadian families.
December 2, 2025
Canadian Housing Market Faces Renewed Pressure as Buyer Interest Drops
Canadian real estate faces strain. Discover 5 key facts on vanishing bidders, rising mortgage delinquencies, and market shifts impacting lenders and homeowners.
December 2, 2025
Staycation Every Day: Racing the Wind on Okanagan Lake's Premier Sailing Scene
Discover Kelowna’s waterfront lifestyle with sailing, regattas, and marina living. Explore homes where lakefront racing meets community.
December 2, 2025
The 2035 Deadline, Canada's Massive 3.2 Million Home Challenge, Can We Build Enough?
Canada's housing crisis demands 3.2M new homes by 2035. Explore the record construction challenge, economic impacts, and regional insights.
December 2, 2025
Real Estate Impacted, $43.7 Billion Capital Exodus Reported in Q2 2024
Canada's Q2 2024 saw a $43.7B capital exodus. Discover its profound impact on Canadian real estate, borrowing costs, and long-term economic confidence.
November 16, 2025
Prefab Homes Could Solve Canada's Housing Crisis, But Nobody Can Get Financing
Prefabricated homes offer a faster, cheaper, greener solution to Canada's housing crisis, but financing challenges hinder their widespread adoption.
October 31, 2025
Fixed vs. Variable Mortgages After the 2.25% Rate Cut: Which Makes Sense Now?
Fixed or variable? With the Bank of Canada holding at 2.25%, here’s how today’s rates reshape mortgage decisions for Canadian buyers and homeowners.
October 14, 2025
Why 9 in 10 Canadians Are Worried About Housing Right Now
Canadians are deeply concerned about housing affordability and security. A new survey reveals widespread anxiety about homeownership and making payments.
October 5, 2025
BC Communities and Housing Experts Urge Province to Establish Ongoing Housing Policy Forum
BC's housing crisis deepens as new policies cause chaos. Industry leaders demand a permanent housing policy roundtable to address confusion and delays.
September 9, 2025
Mortgage Renewals and Rate Changes: A 35-Year View from 1990 to 2025
Navigate Canada's mortgage renewals & rate changes from 1990-2025. Understand historical trends, 2025 challenges, and Okanagan impact.
August 28, 2025
Are 91% of Seniors Holding Onto Their Homes, Squeezing Supply for Younger Canadians?
91% of Canadian seniors are holding onto their homes, limiting supply and impacting younger buyers’ access to family-sized housing.
August 28, 2025
Canadian Snowbirds Selling U.S. Properties at Record Pace in 2025
Canadian snowbirds face rising costs, politics, and currency woes, driving record U.S. property sell-offs and new interest in Mexico and Europe.
August 28, 2025
Mortgage Market Shows Cautious Recovery Amid Record Debt Levels
Canadian mortgage debt grows, but recovery is slow. Understand 2025 trends, renewal impacts, and market outlook for homeowners and buyers.
August 25, 2025
How Federal Land is Being Transformed to Tackle Canada's Housing Shortage
Canada Lands Company transforms federal land into affordable, sustainable communities. Discover how this Crown corporation is tackling Canada's housing crisis.
August 24, 2025
38,930 New Homes in Focus Tracking B.C.'s Housing Targets and Their Impact
B.C. sets new housing targets: 38,930 homes across 10 cities, including 14,000 below-market rentals. See progress and local Okanagan impacts.
August 22, 2025
British Columbia Housing Market Poised for Recovery in 2026
BC's housing market faces 2025 challenges but forecasts strong 2026 recovery. Understand key trends, inventory, and price shifts for informed real estate decisions.
August 19, 2025
Understanding Halal Mortgages in Canada: A Path to Faith-Based Homeownership
Discover halal mortgages in Canada: Shariah-compliant home financing with no interest. Learn types, benefits, and how to apply in 2025.
August 19, 2025
Canada's Housing Construction Hits Three-Year High, Propelled by Surging Rental Demand
Canada’s housing starts hit highest level since 2022, driven by rental demand and multi-unit construction. See national and regional trends.
August 17, 2025
New Federal Program Pledges $6 Billion for Home Construction
Discover Canada's new Build Canada Homes initiative. Learn how this federal entity aims to boost affordable housing & modernize construction.
August 15, 2025
Is Canada's Housing Market Cracking? The Alarming 9% Building Permit Drop You Need to See.
Canada's building permits dropped 9% in June 2025. Get expert insights on residential & non-residential trends, market impacts, and what it means for your next home.
August 14, 2025
Canadian Home Prices Set for Modest Dip in 2026 Amid Immigration Slowdown: RBC
RBC forecasts Canadian home prices to dip in 2026, driven by immigration shifts & high inventory. Get expert insights for BC & Ontario real estate.
August 14, 2025
3 Generations, 1 Roof: The 9.5 Million Person Trend Redefining the Canadian Home
Discover how 9.5 million Canadians are redefining home with multigenerational living. Learn what to look for & how to sell in this booming market.
August 14, 2025
CMHC Research Reveals Critical Insights Into Canada's Rental Housing Market
CMHC's new research reveals key insights into Canada's rental markets: rent control impacts, REITs' role, and eviction data. Understand supply, affordability, and future trends.
August 14, 2025
Canadian Real Estate Commission Structure Faces Historic Legal Challenge
Canada real estate sees $7.8M commission settlement prompting practice changes and board policy review. Learn key dates, opt-out info, and what it means.
August 14, 2025
Kelowna Home Values: A Guide to Your BC Assessment and True Market Worth
Confused by your BC Assessment? Learn the crucial difference between assessed value and true market value for your Kelowna home to make smarter financial decisions.
August 14, 2025
New AI-Powered Study Forecasts Major Home Price Spikes Across Canada
A new AI study forecasts major home price spikes in Canada by 2032 if housing supply doesn't improve. See the projections for Vancouver & Toronto.
August 14, 2025
Canadian Rent Drops 3.6% in July, Marking 10th Straight Month of Decline
Canada's rent fell 3.6% in July, the 10th straight monthly decline. Get expert analysis on what this market shift means for renters & investors.
August 7, 2025
Anatomy of a Standoff: The Data Behind BC's Housing Debate
BC's housing crisis explained with data. We analyze record population growth, foreign buyer taxes, Bill 44, and the battle between developers and government.