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December 31, 2025

Canadian Household Debt: The 40-Year Journey to One of the World's Highest Ratios (1980-2025)

Explore how Canada's household debt-to-income ratio soared from 66% in 1980 to over 170% today, driven by low rates, housing booms, and financial deregulation.
December 31, 2025

The Office Comeback Nobody Expected Is Happening Right Now

Canada's commercial office market rebounds as vacancy rates drop, driven by employment growth, flight to quality, and a tight supply pipeline.
December 29, 2025

Canada's Economy Shrank in October. Here's What It Means for Real Estate

Canada's 0.3% GDP contraction in October, driven by manufacturing and tariffs, signals economic adjustment, not crisis, with implications for real estate.
December 29, 2025

Canada's Household Wealth Just Hit $17.9 Trillion. Here's Who Actually Has It

Canada's rising household net worth masks a growing wealth gap, with financial gains concentrated among the wealthiest, while real estate's role in wealth building shifts.
December 22, 2025

The Hidden Connection Between Housing Prices and Your Neighbor's Failed Business

Homeownership's link to small business funding is explored, revealing how land value and capital allocation impact economic growth and entrepreneurship in Canada.
December 22, 2025

Staycation Every Day: Magic Under the Stars with Okanagan Sleigh Rides

Experience the magic of North Okanagan winter with sleigh rides at Caravan Farm Theatre and Horse Drawn Okanagan, a cherished holiday tradition.
December 22, 2025

When Falling Home Values Trap Homeowners at Renewal Time

Canadian home prices fell 20% from their 2022 peak, impacting mortgage renewals and equity, especially for recent buyers with high loan-to-value ratios.
December 21, 2025

Gen Z and Millennials Are Rewriting the Rules of Homeownership

Gen Z and Millennials are reshaping Canadian real estate with co-buying, house hacking, and a focus on sustainability and digital-first experiences.
December 19, 2025

Canada's Rental Market Just Flipped After Years of Tight Supply

Canada's rental market shifts as vacancy rates rise to 3.1% nationally, with Kelowna hitting 6.4%, due to surging supply and cooling demand.
December 19, 2025

Temporary Residents Aren't Buying Homes, StatCan Data Shows

Temporary residents aren't buying homes but significantly impact Canada's rental market, construction labor, and investor behavior, challenging housing crisis assumptions.
December 19, 2025

Staycation Every Day: Healing Waters at Sparkling Hill

Experience European wellness at Sparkling Hill Resort's KurSpa in Vernon, and discover the integrated wellness lifestyle offered to Predator Ridge residents.
December 12, 2025

TD Economics: Canada Faces Another Weak Year as CUSMA Review Looms

TD Economics forecasts Canada's economy in a holding pattern with 0.6% growth in 2025, stable interest rates, and CUSMA review uncertainty.
December 12, 2025

Canadian Household Debt Looks a Lot Like America's Did in 2007

Canadian household debt-to-income ratio, at 173.1% in Q3 2024, mirrors US pre-2008 peak, raising questions about housing market vulnerability.
December 11, 2025

No Canadian Province Scores Above C+ on Housing Policy

Canadian provinces score low on housing policy report card, with no province above C+, highlighting issues like high development charges and slow approvals.
December 10, 2025

Bank of Canada Holds Rates at 2.25%, Calls It the Bottom

Bank of Canada holds rates at 2.25%, signaling the end of rate cuts and a "structural adjustment" for the Canadian economy, impacting real estate.
December 10, 2025

Staycation Every Day: Snowshoeing Through History at Myra Canyon

Snowshoe through history at Myra Canyon, Kelowna's winter wonderland, and discover the unique outdoor lifestyle of Southeast Kelowna residents.
December 10, 2025

Development Charges Are Adding Up to 16% to New Home Prices: CMHC

CMHC data reveals development charges add up to $180,600 to new home prices in Canada, significantly impacting affordability and what gets built.
December 4, 2025

Ottawa Cuts Housing Budget in Half While Promising to Double Construction

PBO reports federal housing spending cuts of 56% and projects Build Canada Homes will deliver only 2.1% of its housing construction goal.
December 2, 2025

Okanagan Real Estate Market Overview November 2025‍

Okanagan real estate in November 2025 saw a seasonal slowdown, with both Central and North regions entering a buyer's market despite strong year-to-date performance.
December 2, 2025

Why Canadian Pension Funds Should Invest More at Home

Canada's $4.5 trillion pension funds invest heavily abroad, neglecting domestic infrastructure and real estate, despite potential for massive economic growth at home.
December 2, 2025

Western Canada's Rental Construction Boom Faces A Crossroads As Federal Programs Shift

Purpose-built rental construction drives Western Canada's housing, but CMHC changes and immigration shifts create uncertainty for 2026.
December 2, 2025

Why Falling Transit Ridership Might Signal Something Bigger Than Just Remote Work

Declining transit ridership in Canada, despite population growth, signals deeper shifts in real estate, impacting property values and urban development.
December 2, 2025

Staycation Every Day: Fireside Icewine Tastings and the Romance of Winter Wine Country

Discover the magic of Okanagan's icewine season at Grizzli Winery and explore the unique lifestyle of living on Boucherie Road amidst the vineyards.
December 2, 2025

Canada's Price-to-Income Ratio Since 1981: How Many Years of Income Does a Home Cost Now vs Then?

Canada's price-to-income ratio for housing has tripled since 1980, making homeownership a mathematical challenge for many Canadians today.
December 2, 2025

Canada's GDP Rose 2.6% in Q3, But Don't Be Fooled by the Headline Number

Canada's Q3 GDP grew 2.6% due to government spending and trade, but household consumption and business investment declined, signaling domestic weakness.
December 2, 2025

Build Canada Homes Launches Proposal Portal Seeking Shovel-Ready Projects and Innovative Construction

Build Canada Homes launches a proposal portal for housing projects, focusing on transitional and shovel-ready initiatives to tackle Canada's housing crisis.
December 2, 2025

40-Year Mortgages Would Cost Canadians 75% More in Interest, Says Parliamentary Budget Officer

Canadian Parliament considers 40-year mortgages for affordability, but PBO warns of 75% higher interest costs and long-term economic instability.
December 2, 2025

Canadian Mortgage Arrears Hit a Four-Year High as Total Mortgages Contract for the First Time Since 1995

Canada's mortgage arrears hit 0.24% in August 2025, coupled with an unprecedented contraction in mortgage volumes, signaling market liquidity risks.
December 2, 2025

The Real Estate Diamond Framework: A Smarter Way to Analyze Property Investments

Harvard's Real Estate Diamond Framework offers a comprehensive approach to property investment, analyzing product, people, environment, and capital markets.
December 2, 2025

Canadian Mortgage Delinquencies Drop Nationally, But Regional Gaps Tell a Different Story

Canada's mortgage delinquency rate fell to 0.22% in Q2 2025, but Ontario and BC, especially Toronto, see rising delinquencies amid renewal wave.
December 2, 2025

Global Investors Are Betting on Canadian Real Estate in 2026, Despite Economic Uncertainty

Global capital is returning to Canadian real estate in 2026, drawn by stability, strong demographics, and persistent supply constraints, according to Colliers.
December 2, 2025

Staycation Every Day: Light Up the Valley - Okanagan Festival of Lights

Experience the magic of Okanagan's holiday season with Summerland's Festival of Lights and Oliver's Light-Up, transforming downtowns into winter wonderlands.
December 2, 2025

Housing Starts Dropped 17% in October, and Canada Is Now Building Half What It Needs

Canada's housing starts fell 17% in October to 232,765 units, far below affordability targets, with sharp declines in Toronto and Vancouver.
December 2, 2025

Is Canada's Housing Market Recovery Real, Or Are We Calling the Turn Too Soon?

Canada's housing market saw its sixth monthly gain in October, hinting at recovery, but structural factors and global uncertainties cloud 2026 outlook.
December 2, 2025

The Federal Budget Says Home Sales Are Rising. New Home Builders Say That's Completely Wrong.

Canada's new home sales have collapsed, with GTA down 80% from 10-year average, despite federal budget claims of rising home sales.
December 2, 2025

Staycation Every Day: Finding Nordic Bliss on Okanagan Lake

Experience Löyly Floating Sauna in Downtown Kelowna for a Nordic hot-cold wellness ritual on Okanagan Lake, blending invigoration with serene views.
December 2, 2025

The $1 Trillion Wealth Transfer Isn't Fixing Inequality. It's Making It Worse.

Canada's $1 trillion intergenerational wealth transfer is reshaping real estate, concentrating wealth and impacting homeownership for Gen X and Millennials.
December 2, 2025

Canadian Insolvencies Hit a 15-Year High in 2024, and 2025 Is Looking Worse

Canadian consumer insolvencies hit a 15-year high in 2024, surpassing Great Recession levels despite low unemployment, driven by affordability crisis.
December 2, 2025

Canada's House-Price Growth vs Wage Growth: A Historical Look (1981-2025)

Canadian housing affordability has dramatically shifted since 1981, with home prices outpacing wage growth, influenced by interest rates and population.
December 2, 2025

Staycation Every Day: Early Winter Hiking on Knox Mountain's Golden Trails

November in Okanagan offers serene hiking on Knox Mountain and Okanagan Mountain Provincial Park trails, with crisp air and stunning lake views.
December 2, 2025

Federal Budget 2025's Housing Initiatives and CREA's Critique

Canada's Budget 2025 offers GST rebates for first-time homebuyers and infrastructure funds, but CREA warns it lacks "missing middle" housing support.
December 2, 2025

Canada's Rental Market Just Hit a Five-Year High for Vacancy, and Landlords Are Offering Concessions

Canada’s rental market is cooling. Vacancy hit 4.3% in Q3 2025, rent growth slowed, and landlords are adjusting as supply and demand rebalance.
December 2, 2025

Building Affordable Homes and Fixing Infrastructure Aren't Separate Problems. They're the Same Problem.

Ontario’s housing crisis isn’t just about homes—it’s about infrastructure, affordability, and fixing the “missing middle” that once made communities liveable.
December 2, 2025

Staycation Every Day: The Thrill of Hunting Wild Fire Morels in the Okanagan

Discover the Okanagan’s fire morels, wild mushrooms that thrive after wildfires, turning burned forests into springtime foraging treasure hunts.
December 2, 2025

Bank of Canada Cuts Rate to 2.25%, and Real Estate Leaders Expect a Boost

Bank of Canada cuts rates to 2.25%. What it means for mortgages, buyers, sellers, and Canada’s real estate market in a time of economic uncertainty.
December 2, 2025

Canadian Home Values Rose 460% in 30 Years. Here's What That Means for Wealth Building.

Canadian homeownership remains the top wealth builder, with 30-year gains of 377-460% in major markets despite affordability challenges and supply shortages.
December 2, 2025

Bank of Canada Rate Cut Expected October 29: What It Means for Your Mortgage

Bank of Canada is expected to cut interest rates by 0.25% on Oct 29 due to weak retail sales and business sentiment, impacting mortgages and housing.
December 2, 2025

Staycation Every Day: Fat Biking the Okanagan's Winter Trails

Fat biking transforms Okanagan winters into year-round adventure. Explore groomed trails from Kalamalka Lake to SilverStar, minutes from your Okanagan home.
December 2, 2025

Every Canadian Home Sale Creates $97,500 in Economic Activity You Never See

Canadian home resales generate $46.8 billion in economic activity and 231,500 jobs annually, far beyond transaction values, impacting various sectors.
December 2, 2025

RBC's Canadian Real Estate Forecast: Recovery Ahead, But Expect Bumps

RBC predicts a gradual Canadian real estate recovery, but warns of uneven gains. Toronto and Vancouver face continued price declines while other regions diverge.
December 2, 2025

74% of British Columbians Support the Foreign Real Estate Purchase Ban

British Columbians overwhelmingly support the foreign ownership ban and aggressive housing policies, with growing optimism for provincial action on affordability.
December 2, 2025

Why New Build Homes Make Sense Right Now, According to RBC

New construction homes offer flexible down payment schedules, personalization, and warranties, making them a viable option for first-time Canadian homebuyers.
December 2, 2025

Your Pre-Construction Condo Might Be Worth Less Than What You Paid, But Your Mortgage Isn't!

Canadian lenders use "blanket appraisals" for pre-construction condos, valuing them at contract price, not market value, leaving buyers with little equity and high risk.
December 2, 2025

Canadian Inflation Just Jumped to 2.4%, and the Bank of Canada Has a Problem

Canadian inflation hit 2.4% in September, complicating the Bank of Canada's rate decision. Gas, groceries, and rent drove the surge, impacting mortgage holders.
December 2, 2025

Toronto Home Prices Dropped $9,400 in September, and Vancouver Fell $8,300

Toronto and Vancouver saw price drops in September, improving affordability for buyers. Most Canadian cities followed suit, driven by falling prices, not rates.
December 2, 2025

Mortgages Now Make Up a Record 74.5% of Canadian Household Debt

Canadian mortgage debt hits a record 74.5% of household debt, creating significant economic risk. Learn why this concentration matters for homeowners and the economy.
December 2, 2025

Staycation Every Day: See the Valley Turn Gold from Above

Discover the Okanagan's fall beauty from above with a helicopter tour! See vibrant colors, vineyards, and your home from a new perspective.
December 2, 2025

Who's Actually Buying $750K Homes in Canada Right Now?

Who's buying $750K-$850K homes in Canada? Not first-timers. Equity upgraders, high-income couples, and family support are driving sales in a changed market.
December 2, 2025

Why Canada's Housing Crisis Needs Bigger Players

Canada's fragmented housing sector, with tiny builders and dependent non-profits, hinders affordability and supply. CMHC urges scale and consolidation for real impact.
December 2, 2025

What's Really Happening in Canada's Housing Market Right Now

Canada's housing market is a complex mix: some regions see gains, others corrections. Affordability remains a challenge, but the rental market is finally easing.
December 2, 2025

Gen Z Isn't Giving Up on Homeownership. They're Just Pretending They Have It Together.

Gen Z Canadians face immense financial pressure, faking stability while struggling with debt and the high cost of living, making homeownership a distant dream.
December 2, 2025

The Feds Just Blinked on Development Charges, and Homebuyers Will Pay for It

Housing Minister Gregor Robertson hedged on cutting development fees, impacting home affordability. Learn how these charges affect new home prices and the housing crisis.
December 2, 2025

Canadian Homebuilders Are Hitting the Brakes, and That Should Worry You

Canadian residential building permits dropped significantly in August, signaling developers are pulling back despite incentives, impacting housing supply and affordability.
December 2, 2025

Staycation Every Day: Savoring Okanagan’s Farm-to-Table Thanksgiving

December 2, 2025

New B.C. Bill Targets Short-Term Rental Rule-Breakers and Housing Roadblocks

BC's new housing bill targets illegal short-term rentals with public penalties and streamlines density, impacting homeowners, renters, and developers.
December 2, 2025

Breaking Down $3.25B in REIT Acquisitions Over the Last 12 Months: Residential, Retail, and Industrial

Canadian REITs made over $3.25 billion in acquisitions, signaling institutional confidence. Residential deals raise concerns about homeownership and rental market shifts.
December 2, 2025

Why More Canadian Homeowners Are Missing Mortgage Payments

Canada's mortgage delinquency rate is rising, especially in Toronto, as renewals hit homeowners with higher rates. Understand the impact on the housing market.
December 2, 2025

Do $400 Million in CAPREIT Deals Over the Past Year Add Fuel to Rental Inflation?

Are CAPREIT's massive acquisitions fueling Canada's rental crisis, driving up rents and impacting affordability. Explore ownership options with Coldwell Banker Horizon Realty.
December 2, 2025

North of Extraordinary: What Makes a House Feel Like Home in the Okanagan‍

Coldwell Banker Horizon Realty understands real estate is personal. Discover "North of Extraordinary" and why Canadian ownership matters for your Okanagan home.
December 2, 2025

Staycation Every Day: Your Festival Pass to October Wine Country Living

Experience the Okanagan Fall Wine Festival like a local! Discover TASTE Passports, harvest tours, and Apres Crush events, and find your perfect wine country home.
December 2, 2025

Canada's $3.07 Trillion Household Debt Reaches 174.9% of Disposable Income

Canada's job market is weakening, with plummeting vacancies and intense competition. This impacts homebuyers and the economy, urging earlier interest rate cuts.
December 2, 2025

Canada's Job Market Shows Deeper Weakness as 3.3 Unemployed Workers Compete for Each Position: NBF

Canada's job market is weakening, with plummeting vacancies and intense competition. This impacts homebuyers and the economy, urging earlier interest rate cuts.
December 2, 2025

Metro Vancouver Condo Market Struggles with 2,500 Unsold Units Amid Rising Costs

Metro Vancouver faces a condo surplus, with 2,500 unsold units. High costs and shifting buyer preferences impact affordability and developer stability.
December 2, 2025

Okanagan Real Estate Market Overview September 2025

Okanagan real estate surged in September 2025, with strong sales in Central and North regions. Get detailed market analysis for buyers, sellers, and investors.
December 2, 2025

The Rising Cost of Wildfires on Canadian Homeownership

Wildfires are increasing Canadian home insurance premiums, impacting affordability. Learn how rising costs in high-risk areas affect homeowners and buyers.
December 2, 2025

Fraser Institute Questions Build Canada Homes Plan

Canada's housing crisis: Fraser Institute critiques federal Build Canada Homes agency, citing past real estate inefficiencies. Understand policy impacts on home availability.
December 2, 2025

Canada's Population Growth Eases in 2025 Yet Poised for Strong Decade

Canada's population growth moderates, impacting housing demand. Statistics Canada data reveals key trends for buyers and sellers in a shifting real estate market.
December 2, 2025

Staycation Every Day: The Sweet Tradition of Okanagan Apple Cider Press Parties

Live the Okanagan lifestyle with a traditional apple cider press party. Explore heritage orchard real estate and turn your vacation into your everyday life.
December 2, 2025

Immigration Policy Changes Trigger Slowest Canadian Population Growth in Nearly 80 Years

Canada's population growth slowdown is reshaping housing. Discover how federal policy impacts Okanagan Valley real estate, rents, and home sales.
December 2, 2025

CIBC Insights: Is the Era of Condo Supremacy Over in Urban Centers?

Is the condo era ending in Toronto & Vancouver? CIBC analysis reveals a shift to purpose-built rentals. Understand impacts for urban buyers, sellers, and investors.
December 2, 2025

CIBC Reveals: What's Driving the Unprecedented Rise of Purpose-Built Rentals

Discover how purpose-built rentals are transforming Canada's housing market, driven by demand and policy. CIBC insights for renters and investors.
December 2, 2025

Beyond Tax Breaks: CIBC on the Strategic Revival of Canada's MURB Program

Explore how Canada's revived MURB program, highlighted by CIBC, could boost rental supply and reshape real estate for renters and investors. Learn about its impact on affordability.
December 2, 2025

Staycation Every Day: Living the Okanagan U-Pick Dream

Harvest your own paradise! Discover Okanagan U-pick farms in Kelowna & Summerland. Experience fresh fruit picking, sustainable farming, and the unique agritourism real estate that lets you live where you vacation.
December 2, 2025

Living with Parents: Building Wealth While Waiting for Housing Affordability

Young Canadians are leveraging living with parents to build wealth amidst a shifting housing market. Discover how delayed homeownership can lead to financial advantage.
December 2, 2025

Builders Under Pressure: Can Canadian Developers Survive the Inventory Glut?

Canadian homebuilders face crisis: plummeting starts, record unsold inventory (12,000 units), and rising costs. Will they slash prices or face insolvency?
December 2, 2025

Shortage to Surplus: Is Canada's Housing Market Headed for a Crash or Correction?

Canada's housing market shifts from shortage to surplus in 2025 with 12,000 unsold units. Learn about falling starts, rising costs, and market correction.
December 2, 2025

Kelowna's Home Price Shifts Across Neighbourhoods from 2000 to 2025

Explore Kelowna's home price evolution since 2000. Discover neighbourhood changes, market peaks, and current trends to inform your real estate decisions.
December 2, 2025

Ten-Year Rental Yield Trends vs. Mortgage Rates: What’s the Real ROI for Landlords in 2025?

Unlock real ROI! Explore Canada's 10-year rental yield trends vs. mortgage rates (2015-2025). Get city-specific data & net yield insights for landlords.
December 2, 2025

How Have Canadian Home Prices Compared to Inflation Since 2000?

Explore Canadian home prices vs. inflation since 2000 with decade analysis. Understand market trends and economic impacts on housing.
December 2, 2025

Build Canada Homes' $1 Billion Push to Address Homelessness Through Transitional Housing

Build Canada Homes allocates $1B to fight homelessness with transitional housing. Discover how this federal initiative impacts Canadian communities & real estate.
December 2, 2025

Exploring the $1.5 Billion Canada Rental Protection Fund

Canada's $1.5B Rental Protection Fund safeguards affordable housing. Learn how it preserves rentals, supports communities, and impacts the market.
December 2, 2025

Canada Launches Build Canada Homes with $13 Billion to Boost Affordable Housing

Build Canada Homes launches with $13B to tackle the housing crisis. Discover its mission, projects, and CEO Ana Bailão's plan to build affordable homes faster.
December 2, 2025

Canadian Housing Market Sees Strong August Sales Growth in 2025: CREA

Canada's home sales hit a 4-year high in August 2025 with 40,257 transactions. Discover key trends, regional price changes, and the fall market outlook.
December 2, 2025

Debating the Future of Canada's Foreign Homebuyer Restriction

Debate Canada's foreign homebuyer ban (extended to 2027). Explore its impact on housing, affordability, and economy with research-backed insights and future policy options.
December 2, 2025

Canadian Pension Funds Reduce US Real Estate Investments Amid Growing Hurdles

Canadian pension funds are reducing US real estate investments, favoring Europe and Canada due to rising costs and new risks. Learn more about this shift.
December 2, 2025

Canadian Household Net Worth Edges Higher in Q2 2025 Amid Housing Market Challenges

Canadian household net worth rose in Q2 2025, driven by financial assets despite a housing market cooldown. Get insights on real estate trends and debt.
December 2, 2025

Why CMHC’s Rental Boom Isn’t Solving Canada’s Housing Shortage

CMHC reports surging rentals, falling ownership, and financialization risks. Discover impacts on affordability and policy needs.
December 2, 2025

Canadian Housing Construction Remains Steady in Early 2025, CMHC Reports

CMHC reports flat Canadian housing starts in early 2025, with strong growth in Calgary and Edmonton offset by declines in Toronto and Vancouver. Explore regional impacts.
December 2, 2025

Bank of Canada May Trim Rates Three Times by Spring 2026, Says BMO

Bank of Canada interest rate cuts are coming! Learn how BMO Capital Markets forecasts impact Canadian real estate & your mortgage.
December 2, 2025

25% Drop in Lumber Prices Signals Shift for Canadian Housing Market

Falling lumber prices impact Canada's housing market. Discover what this means for construction costs, home affordability, and mortgage trends in 2025.
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